It always amazes me how many cash advance stores are present in and around certain areas of town. Sometimes there's one on nearly every corner. There's obviously a noticeable absence of banks in these locations as well.
One such franchise advertises their commission rates:
To cash personal checks or money orders: 9.9%
To cash payroll and handwritten checks: 4.5%
To cash government checks over $1900.00: 2.9%
So here are a few examples:
Someone cashes a $100.00 check from say a relative: they get $90.10 back
Someone cashes a $2000 government check: they get $1942.00 back