It's always an eye opener to review health insurance statements.
My wife recently had some routine labs performed for follow-up on her thyroid gland.
The submitted charges, by Quest Diagnostics, were $360.88. The plan allowance was $36.09. The total $36.09 was paid by the insurance company. We owed the provider $0.00.
The plan allowance was only 10% of submitted charges.
The provider of services agreed to drop their rate by 90%!
It's great to be fortunate to have insurance but it sucks for those who don't.
"Our" healthcare system has some MAJOR flaws.
This is just one of them.