Mrs W. is 95 years old.
She married a younger man 65 years ago. Mr. W. is only 91 years old.
They have had paid nursing aids 14 hours a day, from 8 am until 10 pm, 7 days a week, for the last 4 years.
They also know they are very fortunate because they "only" pay all $10/hour.
They found all their help privately, without the use of a managing service/company. Costs would be close to double what they currently pay if they had.
The math is easy to do-$140/day, $980/week, $4200/month.
They also have the other usual expenses-water, lot rent for their double-wide home, food, medications, etc..
Mr. W. reports to being a worry-wart.
He really "stresses over finances."
He's worried they will run out of money.
It's a valid concern...they report both sets of their parents lived to be greater than 100 years old.